Anki

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Discover a perplexing bank bug where failed debit card payments for a specific amount result in a pending transaction for your *entire account balance*, freezing funds for days. Learn about Continuous Payment Authorities (CPAs) and how banks might misrepresent failed recurring payments.

Explore the compelling arguments for the U.S. Postal Service to become a payment processor, offering a trusted alternative and vital revenue, despite significant political and operational challenges. Discover how this move could benefit businesses and ensure financial access for all.

Explore a novel proposal for a capital-flipping tax system designed to resolve U.S. debt and replace traditional taxes, alongside a critical examination of its economic and political viability.

Discover the unseen factors that determine a post's ranking on discussion platforms, from comment-to-vote ratios and user flags to manual moderator boosts.

Discover a curated list of underrated tools, from pen and paper for deep thinking to powerful CLI utilities, productivity apps like Anki and Beeminder, and note-taking systems like Zettelkasten, as shared by the Hacker News community.